Privacy Policy

Your privacy is very important to us. You must read and agree to the terms of this Privacy Policy before becoming a Project Promoter. As part of the normal operation of our services we collect, use and, in some cases, disclose information about you to third parties. This Privacy Policy governs the information we collect about you and your use of information we provide to you. By accepting this Privacy Policy and the Terms and Conditions, you expressly consent to our use and disclosure of your personal information in the manner prescribed in this Privacy Policy. This Privacy Policy is incorporated into and subject to the terms of the Terms and Conditions agreement.

The privacy practices of this notice apply to crowd.fundingghanagraduates.com (Platform) which is subject to the requirements of applicable law.

Questions regarding this statement should be directed to the Platform please send an email using the contact details at the bottom of this page.

This Privacy Policy contains references to other information pages on our Platform and other websites.

We strongly recommend that as you read this Privacy Policy.

1. An Important Note About Children

Children (persons under the age of 18 years) are not eligible to use our services unsupervised and we ask that children do not submit any personal information to us. If you are under the age of 18 years, you can use this service only in conjunction with and under the supervision of your parents or guardians.

2. Information We Collect

Our primary purpose in collecting personal information is to provide you with a smooth, efficient, safe and customized trading experience. This allows us to provide services and features that most likely meet your needs, and to customize our services to make your experience safer and easier. We only collect personal information about you that we consider necessary for this purpose and to achieve this goal.

To fully use our services, you will need to register using our online registration form, where you will be required to provide us with your contact information and other personal information. You are required to provide us with your full name. Under some circumstances we may require some additional necessary financial information, such as, but not limited to: if you are registering using an email account at a free email service, or posting a project on our Platform. We use your financial information, including credit card information to verify your name, address, and other contact information.

We automatically track certain information about you based upon your behavior on our Platform. We use this information to do internal research on our users’ demographics, interests, and behavior to better understand and serve you and our community. This information is compiled and analyzed on an aggregated basis. This information may include the URL that you just came from (whether this URL is on our Platform or not), which URL you next go to (whether this URL is on our Platform or not), what browser you are using, and your IP address. We may use data collection devices such as cookie on certain pages of our Platform. cookie are small files placed on your hard drive that assist us in providing customized services. We also offer certain features that are only available using a cookie. We also use cookie to allow you to enter your password less frequently during a session. Cookies can also help us provide information which is targeted to your interests. Most cookies are “session cookies,” meaning that they are automatically deleted at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our Platform and you may be required to re-enter your password more frequently during a session. Additionally, you may encounter cookie or other similar devices on certain pages of our Platform that are placed by third parties. For example, if you view a web page created by a user, there may be a cookie placed within that web page. We do not control the use of cookies by third parties.

If your project is promoted on our Platform, we collect information about your trading behavior. We also collect other users’ comments about you. If you are a Project Promoter, we may choose to collect some additional necessary information, including billing address, credit card number and credit card expiration date and bank account details.

If you choose to post messages in our Platform or other message areas or leave feedback for other users, we will collect and store such information that you disclose to us. If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Platform, we may collect such information into a file specific to you.

If you register on the Platform, on another website or use a web site providing a service for the Platform or a website that helps facilitate your activity on the Platform, that website may provide personal information about you and your transactions back to the Platform.

Payment Information is transmitted securely using Secure Sockets Layer (SSL) encryption technology and processed through a secure third party payment gateway (PCI DSS Compliant). The platform does not store your payment information (such as credit card or debit card information) on the Platform servers or databases.

3. Our Use of Your Information

We use personal information about you (including but not limited to the information in the file we maintain about you, and other information we obtain from your current and past activities on the Platform) to resolve disputes, troubleshoot problems, help ensure safe engagement on our Platform, and enforce our User Agreement. At times, we may look across multiple users to identify problems or resolve disputes, and we may examine your information to identify users using multiple Usernames or aliases. If your project is promoted on our Platform, we may use your address and billing information to bill you and provide associated support.

You agree that we may use personal information about you to improve our marketing and promotional efforts, to analyze site usage, to improve our content and product offerings and customize our Platform’s content, layout, and services. These uses improve our Platform and better tailor it to meet your needs and to provide you with a smooth, efficient, safer and customized experience. You agree that we may use your information to contact you and deliver information to you that, in some cases, is targeted to your interests, such as administrative notices, product offerings, and communications relevant to your use of the Platform. By accepting the User Agreement and Privacy Policy you expressly agree to receive this information.

4. Our Disclosure of Your Information

Although the Platform uses industry standard practices to protect your personal information, due to technical limitations, we cannot ensure that all your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances (further details of which are set out below in the “Legal Requests” section), or third parties may unlawfully intercept or access transmissions or private communications. Therefore, although we use industry standard practices to protect your privacy, we cannot and do not guarantee, and you should not expect, that your personal information or private communications will always remain private. As a matter of policy, we do not sell or rent any personal information about you to any third party. However, the following describes some of the ways that your personal information may be disclosed, and by agreeing to the User Agreement and Privacy Policy you expressly agree that your personal information may be disclosed by the Platform in the following ways:

Partners

We aggregate (gather up data across all user accounts) personal information and disclose such information in a non-personally identifiable manner to partners and other third parties for marketing and promotional purposes. However, in these situations, we do not disclose to these entities any information that could be used to identify you personally. Certain information, such as your name, email address, password, credit card number, and bank account number, are never disclosed to advertisers.

Community

Throughout the Platform, you are identified by your full name. If you select your email address as your full name you will disclose your email address to other users and third parties. Thus, other users and third parties might send you unsolicited email and to be able to personally identify all your activities on the Platform. Even if your full name is not your email address, your full name can be used to identify you and your activities throughout the Platform. Other people can see the projects that you have supported in the past, associated comments, your postings on the Platform, and so on. We also provide ways to allow other users to find more out about you and your Platform activities, such as our feature that allows users to quickly see all the projects you have created and supported at the time. If you are involved in a transaction, we allow other users to view your full name, email address and obtain your contact information.

External Service Providers

There are services offered by external service providers that help you use our Platform (e.g., co-branded sites, listing agents, authentication, mediation). If you choose to use these optional services, disclose personal information to the external service providers, and/or grant them permission to collect personal information about you, then their use of your personal information is governed by their privacy policy. We may, for your convenience, provide some of your personal information to the external service provider offering such services. However, before we disclose your personal information to an external service provider, you will have the opportunity to see what data is about to be sent and to approve the disclosure. To prevent our disclosure of your personal information to an external service provider, you can decline such disclosures or simply not use their services. Because we do not control the privacy practices of these third parties, you should evaluate their practices before deciding to use their services.

Internal Service Providers

We may use internal service providers to facilitate our services (e.g., search, discussion boards, surveys) and therefore we may provide some of your personal information directly to them. In some instances, the internal service provider may collect information directly from you (such as the situation where we ask an internal service provider to conduct a survey for us). In these cases, you will be notified of the involvement of the internal service provider, and all information disclosures you make will be strictly optional. In all cases, the information we supply the internal service providers is restricted by confidentiality agreements. If you provide additional information to an internal service provider directly, then their use of your information is governed by their applicable privacy policy.

Other Corporate Entities

We share much of our data, including personal information about you, with companies, joint ventures and partners that are committed to serving your online trading needs and related services, as allowed by applicable law. To the extent that these entities have access to your information, they will treat it at least as protectively as they treat information they obtain from their other users. Our partners and joint ventures follow privacy practices no less protective of all users than our practices described in this Privacy Policy, to the extent allowed by applicable law. It is possible that the Platform service provider, subsidiaries, its joint ventures, or any combination of such, could merge with or be acquired by another business entity. Should such a combination occur, you should expect that some or all your information will be shared to continue to provide the service. You will receive notice of such event.

Legal Requests

The platform may lawfully disclose your personal information for law enforcement or regulatory purposes. The Platform cooperates with law enforcement inquires and other third parties to enforce laws, intellectual property and other rights. We can (and you authorize us to) disclose any information about you to law enforcement or other governmental officials as we, in our sole discretion, believe necessary, or appropriate about an investigation of fraud, intellectual property infringements, piracy or other activity that is illegal or may expose us to legal liability.

6. Use of Email Tools

You may not use the send a message service or other email forwarding services that we offer to send spam or otherwise send content that would violate our Terms and Conditions or Privacy Policy.

8. Accessing, Reviewing and Changing Your Personal Information

Following registration, you can review and change the information you submitted during registration.

9. Other Information Collectors

Except as otherwise expressly discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties, whether they are Project Promoters or Project Supporters on our Platform or other sites throughout the Internet, different rules may apply to their use or disclosure of the personal information you disclose to them. To the extent that we use third party advertisers,

they adhere to their own privacy customs and policies. Since the Platform does not control the privacy policies of third parties, you are subject to the privacy policies of that third party. We encourage you to ask questions before you disclose your personal information to others.

10. Security

Your Information is stored on Platform’s servers currently located in the United States. We use industry standard efforts to safeguard the confidentiality of your personal information, such as firewalls and encrypted pages and Secure Socket Layers (SSL). However, “perfect security” does not exist on the Internet.

11. Notice

We may change this Privacy Policy from time to time based on your comments and our need to accurately reflect our data collection and disclosure practices. All changes to this policy are effective after we provide you with at least thirty (30) days’ notice of the changes by posting the changes on the Platform.

If you have any questions, please contact support@fundingghanagraduates.today